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In May, through the Federal Reserve Board in a 7-2 ruling written by Justice Clarence Thomas.
Sen. People between election day and inauguration day are still getting scammed. Indian-origin businessman called arrogant by JPMorgan CEO Jamie Dimon
JPMorgan Chase CEO Jamie Dimon recently criticised Indian-origin businessman Rohit Chopra.
They're still being the victims of so much wrongdoing."
There is no requirement for federal agencies to abstain from issuing new rules or regulations during a changeover in administrations.
As an example, at the end of Trump's first term in 2020, the Federal Deposit Insurance Corp. It should exist, but it should be inside the OCC like it used to be, when it comes to banks.”
Who is Rohit Chopra?
He is an Indian-origin US businessman who served as the third director of the Consumer Financial Protection Bureau (CFPB).
Before this, he served as assistant director of the CFPB and as the agency's first Student Loan Ombudsman, an office created by the Dodd-Frank Act.
He favours stronger oversight of banks and other financial institutions. A Harvard University, he earned his Bachelor of Arts from the university and served as president of the student body. Elizabeth Warren, D-Mass., who will take over of the committee next year, said Trump has promised to .
"That is the kind of big structural change that will make a big difference to families across America," Warren said, noting that annual percentage rates on credit cards have doubled to more than 30% — up from 13% in 2013.
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Stay updated with US News covering politics, crime, weather, local events, and sports highlights. "In my opinion, that is unacceptable and reforming the CFPB should be an immediate priority for the next Congress."
Chopra generally dodged Republican criticism by arguing that some of the CFPB's proposals have bipartisan support including efforts to rein in scams of the elderly, digital surveillance by large technology firms and credit card interest rates.
Sen.
Chopra was a previous member of the Federal Trade Commission (FTC). Several senators questioned Chopra about what the CFPB is doing to address financial fraud and identity theft.
"One of the biggest complaints that I constantly hear, not just from my constituents but from my mother and father, is about scams that are targeting the elderly, targeting our seniors," Kim said.
"We serve at the pleasure of the president."
The nearly two-hour hearing provided a glimpse into how Republicans plan to rein in the CFPB and also highlighted the major differences between the two parties on a range of consumer protection issues from medical debt to digital surveillance, credit card interest rates to financial fraud.
Scott, who takes over next year as chairman of the panel — formally known as the Senate Committee on Banking, Housing and Urban Affairs — said changes at the CFPB "are absolutely necessary."
He criticized Chopra for refusing to halt rulemaking in the waning days of the Biden administration and instead advancing an agenda "at a breakneck speed" by issuing last-minute rules that Republicans would have to overturn by introducing joint resolutions next year under the Congressional Review Act.
Since the election, the CFPB has issued including Apple, Google, PayPal and others that offer digital funds transfers and payment wallets.
The CFPB also Monday to address inaccurate credit reporting affecting survivors of domestic violence, elder abuse and other forms of financial abuse.
That proposal has not yet been published in the Federal Register, Chopra said.
He also holds an MBA from the Wharton School of the University of Pennsylvania.
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Chopra is closely associated with efforts to reform the system of student loans in the United States. But he had publicly stated that he would leave his post if the new president asked.
Stay updated with US News covering politics, crime, weather, local events, and sports highlights. Katie Britt, R-Alabama, raised some of the same concerns as Scott.
"The CFPB is the only financial agency that has continued to push out last-second rulemaking," Britt said.
"Are we making any progress, because it feels overwhelming."
Chopra cited a recent the Fair Credit Reporting Act to rein in abuses by data brokers that sell sensitive financial information to scammers and foreign adversaries. I think this guy -- Chopra or whatever his name is -- was just an arrogant, out-of-touch son of a b***h who just made things worse for a lot of Americans." He added, “So if they get rid of it or not makes no difference to me.
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